Watercraft and ATV Insurance
Your perfect day includes the warm sunshine and riding the rolling waves on your personal watercraft. And when you're out on the water, the last thing you want to worry about is whether you have the right insurance policy.
We get it. So focus on the waves. Leave the insurance to us.
With specialized boat insurance coverage, you can relax knowing you have coverage for your boat or personal watercraft.
Get coverage that protects you, your friends and family, your boat, your PWC and your gear.
Boat Insurance Features
A boat insurance policy comes with plenty of options for specialized coverage, such as Roadside Assistance, On-Water Towing, Total Loss Replacement, and more.
Get a Boat Insurance Quote and Much More
With so many boat insurance options, we provide you with information to help you choose the best coverage for your boat or personal watercraft.
Boat insurance covers many kinds of boats, so even if you're looking for specific coverage—like personal watercraft insurance, jet boat insurance, sailboat insurance, fishing boat insurance, or house boat insurance—a boat insurance policy is what you need.
Discounts are available for taking a boating safety course.
Call us today and check out our great boat insurance rates!
Strap on those goggles and tear it up! With miles of wilderness out there waiting, the last thing you want to worry about is whether you have the right insurance policy. With a specialized off-road insurance policy you're covered whether you're out enjoying the trail on your dirt bike, climbing dunes in your dune buggy, off-roading on your ATV or taking a leisurely spin in your golf cart.
Many states require ATV insurance for vehicles operated on state-owned land, and your homeowners policy might not cover you if you ride off your own property. That's why ATV insurance coverage is especially important.
We offer a variety of ATV insurance coverages, including:
In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire, theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV insurance will cover the rest.
Collision pays for significant physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the deductible you selected, and your Collision coverage will pay for the rest. Due to the rough nature in which many ATVs are used, Collision does not provide coverage for scrapes, scratches, minor dings/dents, and other cosmetic/non-structural damage.
Bodily Injury & Property Damage Liability
ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries to people or damage to property caused by your ATV. Liability coverage also protects your assets, up to the limits you choose.
If the person at fault for an accident doesn't have insurance — or doesn't have enough insurance — Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at-fault party is legally liable for, such as medical treatment and lost wages. You simply select the amount of ATV insurance coverage you want, and you're protected up to those limits.
Get an ATV Insurance Quote
You want to choose the right ATV insurance company for your needs, and we make sure to provide you with the necessary information to make the right decision today, tomorrow, or whenever you're ready. Our ATV insurance options are convenient and easy. We'll help you with your ATV insurance quote every step of the way.